Insuring Student Property Since 1971

We cover students living BOTH ON AND OFF CAMPUS!

Insuring Your Property

The Student Personal Property Plan covers the personal property which you own or lease, including items entrusted to you, "worldwide," except as limited in the "Property Not Covered" and "Special Provisions" sections.

Clothing Coats, shoes, jeans, sweaters, shirts, purses, etc.	Furniture Chairs, tables, sofas, beds, etc.	Sports Equipment Tennis racquets, golf clubs, skis, etc.	Linens Sheets, towels, etc.	Textbooks School supplies, calculators, art supplies, video game systems	Electrical DVD, television, refrigerator, microwave, etc.
Musical Instruments Guitars, Amps, violins, etc.	Photographic Equipment Cameras, lenses, etc.	Computers Desktop, laptop, keyboard, mouse, printer, word processor, software, etc.	*Jewelry Rings, watches, etc.	*Bicycles	Electronic Devices Cell Phones, MP3 players, IPODs
* Limited Coverage applies to certain items and locations. See the Special Provisions column.

Property Not Covered

Some items are excluded from coverage:

Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.).
Transportation tickets or other tickets.
Salesmen's samples.
Merchandise for sale or exhibit.
Money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities.
Animals.
Contact lenses.
Artificial teeth or limbs.
Firearms or ammunition.
Pharmaceuticals, prescription or over-the-counter.
Artwork, professional or amateur.

Loss or Damage to stereo disks (including CDs, Video CDs, DVD, MP3 and Video Games), records, software, albums, cassette tapes (including video tapes) is limited to $1,000 for any one loss.

Coverage for jewelry, watches, rings and other items consisting of gold, silver or platinum or furs is limited to 20% of the policy amount (i.e. $2,000 policy allows $400 total jewelry coverage) for any one loss.

Coverage for bicycles is limited to $500.

Insured property in a personally-owned automobile is covered, provided that the vehicle was locked at the time of theft and there was evidence of forced entry into the vehicle.

Definition of Loss:

Any one incident in which one or more items of personal property is damaged, destroyed or stolen.
[ Download Full Policy Booklet ]

National Student Services, Inc. provides personal property insurance to students nationwide, at every college and university in the United States and even students studying abroad - WORLDWIDE! Our policies are effective, easy to obtain, and inexpensive. Your one-time premium provides coverage for an entire year. This coverage begins the day after you apply. Please browse our site to find more information. You may apply right here on the Web! If you are an existing customer, be sure to check out the Policy Management Center, where you can manage your policy online. (Privacy Policy)